DISCLAIMER AND EXCLUSION OF LIABILITY

This ‘Website’ (‘Website’) is owned and operated by WC Financial Services Private Limited (‘WCFS’). The term ‘WCFS’, wherever mentioned in this ‘Disclaimer’ shall include WCFS, Wealth Central (‘WC’), www.wealthcentral.in (the ‘Website’), authorized service providers, agencies, affiliates, partners and staff of WCFS. Please read these Important Disclaimers (‘Disclaimer’), as well as our Privacy Policy and Service Terms & Conditions of Use before proceeding with accessing the contents of our ‘Website’ and/or using any of our services.

The term ‘Website’, wherever mentioned in the Privacy Policy, Service Terms & Conditions of Use and/or this Disclaimer shall include all content, information, statements, opinions, products, services, materials, proposals, payments and transactions conducted by/vide/through www.wealthcentral.in and/or its mobile application and shall also include other non-online or offline or physical or Demat or paper-based or e-mail based or mobile text based or whatsapp application based exchange of business transactions or personal information or financial information or ideas or concepts or proposals or know-how or techniques. The term ‘User’, wherever mentioned in the Privacy Policy, Service Terms & Conditions of Use and/or this Disclaimer shall include all the Viewers, Clients of WCFS or WC and/or Registered Users of the Website.

DISCLAIMER

The information contained and provided on the ‘Website’ is of a general nature and it is not the intention of WCFS to provide any professional advice, solicitation or offer to sell, recommend or purchase securities and/or funds to the Viewers and/or Registered Users (User) of the Website.

The User understands and agrees that the ‘Website’ contains information, statements, opinions, statistics, products, services and materials that have been obtained from sources believed to be reliable and an effort has been made to provide accurate information. The User further understands and agrees that WCFS make no guarantees and assumes no liability for any losses or damages whatsoever regarding the timeliness, completeness, accuracy, adequacy, fullness, functionality or reliability of the information, statements, opinions, products, services and materials contained, provided and posted on any section of the ‘Website’ or of the results obtained from the use of such information, statements, opinions, products, services and materials and make no warranties of any kind and nature whatsoever either express or implied, including but not limited to warranties regarding the accuracy, performance, results and/or fitness for a particular purpose of the information, statements, opinions, products, services and materials contained, provided and posted on the ‘Website’ or of the results obtained from the use of such information, statements, opinions, products, services and materials, whether or not WCFS knew or should have known that such direct, indirect, incidental, notional or consequential losses or damages that might be incurred, including but not limited to, loss of income or profits or market value loss on the sale or purchase of securities and/or funds.

All information, statements, opinions, statistics, products, services and materials contained, provided and posted on the ‘Website’ are contained, provided and posted on an 'as is' basis. The User must exercise due caution and must verify any and all information sought to be relied upon and/or seek independent professional advice before the User enters into any commercial or business relationship or transaction with any person or entity, and /or any other party or makes any investment or enters into any financial obligation based solely on any information, statement or opinion which is contained, provided, posted or expressed on the Website. The User of the ‘Website’ expressly understand and agree that it is their sole responsibility to authenticate, verify and evaluate or take professional advice on the accuracy and completeness of all information, statements, opinions and other materials contained, provided, posted or expressed on the ‘Website’ or any ‘Website’ with which it is linked.

The User of the ‘Website’ understands and agrees that any action taken or decision made by them based on the information, statements and/or opinions contained, provided, posted, made or expressed on the ‘Website’ will be taken or made by them at their own risk without any recourse whatsoever to WCFS or WC. The information, statements, opinions and materials contained on the ‘Website’ are for private use only and not intended for use in any commercial activity or purpose.

WCFS do not certify and/or endorse any opinions contained, provided, posted or expressed on the ‘Website’ and makes no representation or warranty, express or implied, of any kind whatsoever with respect to the same, including but not limited to, warranties of fitness, merchantability or fitness of products or such links for any particular purpose with respect to the same.

The User of the 'Website' understands and agrees that Mutual Fund investments are subject to market risks. All scheme related documents should be read carefully before investing. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance. WCFS or the Mutual Fund does not guaranty or assure any specific returns. The issue of dividends under any of the scheme is subject to the availability and adequacy of distributable surplus. The User shall review the Prospectus / Scheme Information Document / Key Information Memorandum / Offer Document and other documents carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme. While all efforts have been taken to make this 'Website' as authentic as possible, please refer to the print versions, notified Gazette copies of Acts/Rules/Regulations for authentic version or for use before any authority. WCFS shall not be liable for any direct, indirect, incidental, notional or consequential losses or damages incurred by the ‘User’, including but not limited to loss of income or profits or market value loss on the sale or purchase of securities and/or funds.

The User of the 'Website' understands and agrees that stocks, shares, bonds, IPOs, futures and options trading are subject to substantial risk of loss and is not suitable for every investor. The valuation of stocks, shares, futures and options may fluctuate, and, as a result, the User may lose more money than their original investment. The highly leveraged nature of futures trading means that small market movements will have a great impact on your trading account and this can work against the User, leading to large losses or can work for the User, leading to large gains. The User is strongly advised to be very careful and cautious about stock selection and investments, and the User shall be fully responsible for all the risks and financial resources used, and for the chosen trading system. The User should not engage in trading without full understanding of the nature of the transactions, the extent and exposure to loss. All trading strategies are used at the own risk of the User. The 'Website' should not be relied upon as final advice or be construed as providing recommendations of any kind. It is the responsibility of the User to confirm and decide which trades to make. Past results are no indication of future performance. In no event should the content of the 'Website' be construed as an express or implied promise or guarantee as all such content and information is intended solely for informational purposes only, and is obtained from sources believed to be reliable. No guarantee of any kind is implied or possible where projections of future conditions are attempted. None of the content published on the 'Website' constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. WCFS shall not be liable for any direct, indirect, incidental, notional or consequential losses or damages incurred by the ‘User’, including but not limited to loss of income or profits or market value loss on the sale or purchase of securities and/or funds.

The User of the 'Website' understands and agrees that Insurance is a subject matter of solicitation. The information provided in this 'Website' cannot substitute for the advice of a licensed professional. The information and data provided on this 'Website' is of a general nature and strictly for informational purposes. WCFS is an intermediary and does not issue claims, provide relief or announce any bonus. The User has the responsibility to fill the proposal forms giving complete & factual information as false or misleading information may lead to dispute at the time of claim. The User of the 'Website' understands and agrees that the User shall read all sales brochure and policy related documents carefully, disclose all material facts, verify policy details upon receipt of such policy, report immediately in case of any discrepancy, provide updated address and contact no for correspondence at all times, report if policy is not received within 15 days after payment of premium, pay premium on time by way of cheque/DD/pay-orders/online payment modes and ensure that all care is taken with regard to the risk factors, terms, conditions and exclusions before/after concluding a sale. WCFS shall not be liable for any direct, indirect, incidental, notional or consequential losses or damages incurred by the ‘User’ with regard to any information on the 'Website', including but not limited to loss of income or profits or market value loss on the sale or purchase of any insurance policy.

The User of the 'Website' understands and agrees that the corporate events, soft skills training, financial training, team building events and other training programs are designed for informational and educational purposes only and does not constitute an offer to sell nor a solicitation of an offer which may be referenced upon the 'Website'. The services and information provided through the 'Website' for such events and training purpose are for personal, non-commercial, educational use only. WCFS shall not be liable for any direct, indirect, incidental, notional or consequential losses or damages incurred by the ‘User’, including but not limited to loss of income or profits or market value loss on the sale or purchase of securities and/or funds that are being done based on exchanges made during or from such events or training programs.

The User of the ‘Website’ understands and agrees that though all reasonable care is taken by WCFS to secure and keep confidential data and information provided by the User on the ‘Website’ or to the ‘Website’ or through the Website, WCFS shall not be liable and shall not be held responsible for unauthorized and illegal access to such data and information by third parties or for any direct, indirect, incidental, notional or consequential loss/damages if any transaction does not yield, or does not get completed, or for any failure on the part of WCFS to perform any of its obligations as per their terms and conditions, or those applicable specifically to its services if performance is prevented, hindered or delayed through illegal and unlawful activities such as computer hacking, unauthorized access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or programme, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc., or due to any Force Majeure event beyond the reasonable control of WCFS such as unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government etc.

The User expressly waives their right to make claims and demands of any kind and nature whatsoever, against the WCFS on account of any losses or damages whether direct, indirect, incidental, notional or consequential incurred or suffered by any User on account of such unauthorized access to such data and information, whether or not WCFS knew or should have known that such damages might be incurred or suffered, including but not limited to loss due to leaking / losing / unauthorized sharing of personal information or loss of income or profits or market value loss on the sale or purchase of funds and/or securities.

The ‘Website’ may contain links to other websites operated by parties other than WCFS. The User understands that such other websites and their contents are neither checked nor monitored by WCFS for accuracy, adequacy, completeness, functionality, timeliness or conformance with applicable laws and regulations and are not liable or responsible in any manner whatsoever for the accuracy, adequacy, completeness, functionality, timeliness and/or the functionality of the information, statements, materials, opinions, products and services contained, provided and posted on such websites or any link contained in a linked ‘Website’ or their conformance with the applicable laws and regulations and make no warranties, of any kind and nature whatsoever, including but not limited to warranties regarding the performance, merchantability and/or fitness for a particular purpose. The User understands and agrees that the operating procedures and the terms of use of such websites shall become applicable to them on their gaining access to such other sites. WCFS is also not responsible without limitation for the any changes or updates to such third party websites and inclusion of such links on the ‘Website’ does not imply any degree of endorsement by WCFS regarding the quality and/or accuracy of information provided or the nature of content of such linked websites.

The User understands and agrees that WCFS reserve the unqualified and unlimited right to amend, modify, alter, edit, delete, suspend or discontinue, temporarily or permanently the Website, or any portion thereof and/or the information, statistics, services, products and/or materials, images, articles, videos, the look and feel of the Website, Privacy Policy, Service Terms & Conditions of Use and/or the Disclaimer contained and provided on the ‘Website’ or any part thereof, with or without prior notice. WCFS also reserves the unqualified and unlimited right to decide to transact with any User, retain or cancel the registration of any User. WCFS shall not be liable in any manner whatsoever to them or to any third party for any such amendment, modification, alteration, editing, deletion, suspension or discontinuance of the Website, for any losses or damages of any kind and nature, incurred or suffered by the User or any other party. The User shall be deemed to have read and understood the applicable Privacy Policy, Service Terms & Conditions of Use and/or the Disclaimer for all purposes thereof, irrespective of whether they have actually read and understood the Privacy Policy, Service Terms & Conditions of Use and/or the Disclaimer or not.

The User understands and agrees and are put to notice that unless otherwise indicated, the ‘Website’ and its text, content, layout, design, graphics, compilation and other matters related to the ‘Website’ are protected under applicable copyrights, trademarks and other proprietary (including, but not limited to intellectual property) rights and are the property of WCFS or the material is included on the ‘Website’ with the permission of the owner of such rights or with a statement of source data, and is protected pursuant to copyright and trademark laws. All Rights Reserved. The User is prohibited from reproducing, transmitting, disseminating, copying, downloading, modifying, displaying, selling, publishing, broadcasting, or circulating the information and materials contained in the ‘Website’ in any form or by any means, including but not limited to, electronic, mechanical, photocopying, recording, or otherwise without the express prior written consent of WCFS. The User understands and agrees that the Courts in Chennai alone shall have exclusive jurisdiction as regards to any claims or matters arising out of dealings with WCFS. All disputes will be governed by the laws of India. However, WCFS retains the right to bring legal proceedings in any jurisdiction where they believe that infringement of the Privacy Policy, Service Terms & Conditions of Use and/or the Disclaimer is taking place or originating. The failure of WCFS to enforce any provision of these Privacy Policy, Service Terms & Conditions of Use and/or the Disclaimer shall not be deemed a waiver of such provision nor of the right to enforce such provision.

These Privacy Policy, Service Terms & Conditions of Use and/or the Disclaimer contain the entire understanding between the User and WCFS with respect to the ‘Website’ and supersedes all prior understandings (written or verbal), representations and negotiations and shall not be modified or affected by any course of dealing or course of performance. In case any term of the Service Terms & Conditions of Use and/or the Disclaimer is declared invalid or unenforceable for any reason whatsoever, by a court of competent jurisdiction, such term shall, insofar as it is severable from the remaining terms, be deemed omitted from the Service Terms & Conditions of Use and/or the Disclaimer and shall in no way affect the legality, validity or enforceability of the remaining terms and conditions.

All Rights Not Expressly Granted Herein Are Reserved.
I have carefully read the terms and conditions mentioned in the Disclaimer above and hereby agree to be bound by the terms and conditions outlined herein. I fully understand that by using the ‘Website’ I shall convey my acceptance to be bound by the terms and conditions contained in this disclaimer. I am also aware that in case I am not willing to be bound by the above mentioned terms and conditions I should not be using this website.